BitPay goals to make it straightforward and handy for our prospects to purchase crypto. Whether or not you wish to purchase Bitcoin with a bank card or Ether with Apple Pay, we all know everybody has their preferences. And now, you should purchase crypto along with your checking account! The method is quick and safe. We accomplice with the highest marketplaces in cryptocurrency to ensure you get the perfect charges and have flexibility in the way you make your buys. See simply how straightforward it’s to purchase crypto with ACH in our useful information.
How one can purchase crypto along with your checking account
BitPay offers crypto patrons two straightforward methods to purchase crypto with a financial institution switch:
- Within the BitPay Pockets app
- On-line at BitPay.com
Shopping for crypto along with your checking account within the BitPay Pockets app
Step 1: Get the app
Obtain the BitPay app out of your most popular app retailer, or scan the QR code beneath. Have already got the BitPay app? Skip this half.

Step 2: Faucet “Purchase Crypto”
Faucet the “Purchase” button on the app’s house display screen to purchase crypto out of your checking account. Along with Bitcoin (BTC), BitPay helps greater than 60 of the preferred cryptocurrencies and stablecoins together with Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC) and lots of extra.

Step 3: Select your quantity and the cryptocurrency you want to buy
Enter the quantity you’d wish to convert to crypto, and the coin you wish to convert.

Step 4: Select Immediate ACH Financial institution Switch as your cost methodology
Together with ACH transfers, you may also purchase crypto with a bank card, Apple Pay, Google Pay, or various native banking strategies (the place relevant).

Step 5: Assessment and selected your presents
BitPay companions with a number of crypto marketplaces to make sure you’ll all the time get the absolute best charges, with no hidden charges or extreme markups. Select the perfect provide out there for you, and also you’ll be mechanically taken to one in every of our accomplice websites to enter your banking particulars and full the transaction.

Notice: Presently, Sardine is the one BitPay accomplice that gives immediate ACH financial institution switch cost choices to US-based crypto patrons. Sardine makes use of Plaid to securely hook up with your checking account, the identical expertise utilized by prime fintech establishments to hyperlink financial institution particulars.
Purchase 60+ cryptos with low charges and excessive limits
Get the BitPay App
Purchase crypto along with your checking account on-line at BitPay.com
Step 1: Select your crypto
Go to BitPay’s purchase crypto web page. Choose from the highest cryptocurrencies together with Bitcoin, Ether, Litecoin, Bitcoin Money, USDC, Polygon and tons extra. Enter the quantity of crypto you’d like to purchase.

Step 2: Ship to any pockets
Enter the handle the place you’d wish to obtain your crypto. You possibly can ship your crypto to almost any self-custody pockets so long as you already know your pockets handle. If you happen to do not have already got a self-custody pockets, or wish to retailer your crypto in a brand new pockets, chances are you’ll create a free BitPay Pockets.

Step 3: Pay with checking account and obtain your crypto
BitPay aggregates presents from a number of companions to make sure you get the absolute best charge. Search for the “Finest Provide” flag. When you’ve chosen your most popular provide, you’ll be taken to one in every of our accomplice websites to enter your banking particulars and full the transaction. Your crypto will probably be despatched to your pockets handle and out there to make use of near-instantly.

Why purchase crypto with immediate ACH financial institution transfers?
Immediate ACH financial institution transfers
Securely and conveniently convert fiat out of your checking account to crypto
Low charges
ACH financial institution switch charges usually decrease than bank cards
Excessive limits
Purchase as much as $3k each day
Larger authorization charges
ACH funds usually see a 95% authorization charge
60+ cash throughout 20 chains
Purchase a various array of cash and tokens to construct your portfolio
Safe, self-custody expertise
You continue to personal 100% of the crypto you purchase; no third occasion custody
Which cryptocurrencies can I purchase with my checking account by way of BitPay?
Via the BitPay app or web site, you should purchase greater than 60 prime cryptocurrencies and stablecoins utilizing your checking account to pay.
And plenty of, many extra. Use the BitPay widget to see the entire cryptocurrencies out there for buy.
What to do along with your crypto after shopping for with a checking account switch
When you’ve obtained your Bitcoin or different cryptocurrency, you’re free to carry, swap or spend as you see match. The BitPay app offers you complete management over all your property, making it straightforward to:
Maintain and retailer securely
Maintain your crypto property protected and safe in an easy-to-use, self-custody crypto pockets. You possibly can even import further wallets and handle all of them from one place.
Swap cash
Simply change one digital asset for one more within the BitPay app. Swap Bitcoin for Ethereum, Dogecoin, Bitcoin Money and lots of different prime cryptocurrencies.
Spend your crypto
You may also spend your crypto proper from the app, both by connecting your pockets to a service provider that accepts crypto funds or shopping for reward playing cards with crypto from a few of your favourite manufacturers. Take a look at our Service provider Listing for a searchable listing of companies that settle for crypto funds by means of BitPay.