Bitcoin.com News reports that Ripple CEO Brad Garlinghouse predicts XRP will become the institutional gold standard for cryptocurrency within five years. He emphasizes the potential for mass retail adoption, supported by blockchain technology, to transform financial management, payments, investments, lending, and borrowing. David Schwartz, Ripple's CTO, shares this vision, highlighting the broader implications for how people interact with money.

AI-assisted source briefing. Based on the Bitcoin.com News report; not independently verified.

Source published: Mon, 02 Nov 2026 00:30:29 +0000